TERMS, CONDITIONS and PRIVACY

1. The use of the website is conditional upon you agreeing to the details on this page.

2. This web site does not assess your capacity to repay a loan, your credit history, employment or the value of your security property.

3. You should be aware any result generated for you by this website is not an offer to lend or a commitment to lend by the publishers of this website or company or persons with this website. All information provided on this website is indicative only and should not be relied upon in anyway. Any person considering finance should seek independent legal advice prior to signing any document. For more information about your rights under the National Consumer Credit Protection Act click here.

4. After completing your enquiry if you decide to proceed by submitting an enquiry/application you acknowledge that your name and contact details will be provided by email to a mortgage/lending professional regarding that application and that you give consent for them to contact you.

5. When completing any loan application you agree to be honest and transparent in all the information provided and to provide any information relevant to your application or your personal or financial circumstance.

6. The loan product information on this website comes from data provided by or actually entered by lenders or mortgage managers themselves and the publishers of this site make no guarantee as to the accuracy of it.

Privacy

This privacy policy sets policies relating to the collection and use of your personal information obtained in relation to this website. This policy is to be read in conjunction with the other relevant documents contained on this web site.

In this Privacy Policy, when we refer to "personal information", we mean information that can identify you or from which your identity can be reasonably ascertained - for example, your name and contact details. By using this site, you agree to the terms of this Privacy Policy.

The publishers of this site reserve the right, to modify or remove portions of this Privacy Policy at any time and this Privacy Policy should be read with the other terms and conditions applicable to the use of this site.

The publishers of this site make no guarantee as to the performance or quality of any party associated with this website.

Personal Information

Personal Information that you submit to this site is used only for the purpose for which it is submitted unless we tell you otherwise in this Privacy Policy or at the time of collection. The publishers of this site or persons authorised by the publisher may from time to time contact you regarding other services that may be offered. At anytime in accordance with Australian SPAM and privacy laws you can nominate not to receive such emails, updates and unsubscribe.

How Personal Information is used

The only personal information that is collected is that which you choose to tell us. It is our' intention that this Privacy Policy will protect your personal information from being dealt with in any way that is inconsistent with applicable privacy laws in Australia.

If you choose to submit your information, that information will be provided to an industry qualified mortgage professional who may contact regarding your application. At no time when you are contacted are you under any obligation.

By submitting a full loan application you give permission for the publishers of this web site to contact you from time to time with any special offers. At any time you can un-subscribe from those notices.  

Disclosure

Apart from where you have consented or disclosure is necessary to achieve the purpose for which it was submitted, personal information may be disclosed in special situations where we have reason to believe that doing so is necessary to identify, contact or bring legal action against anyone damaging, injuring, or interfering (intentionally or unintentionally) with our rights or property, users of this site, or anyone else who could be harmed by such activities. Also, we may disclose personal information when we believe in good faith that the law requires disclosure.

Security

We strive to ensure the security, integrity and privacy of personal information submitted to our site, and we review and update our security measures in light of current technologies. Unfortunately, no data transmission over the Internet can be guaranteed to be totally secure. We will nonetheless endeavour to take all reasonable steps to protect the personal information you may transmit to us. In addition, our employees and the contractors who provide services related to our information systems are obliged to respect the confidentiality of any personal information held by us. However, we will not be held responsible for events arising from unauthorised access to your personal information. We have ensured that there are appropriate security measures in place in our physical facilities to protect against the loss, misuse or alteration of your personal information.

Further Information

For more information about privacy issues in Australia and protecting your privacy, visit the Australian Privacy Commissioner's website at: www.privacy.gov.au Should you wish to contact the publishers of this web site click here.